A company's 2020 statement of comprehensive income showed depreciation expense of $500,000 and interest expense of $250,000. The addition to retained earnings for the year was $425,000 and dividends paid during the year were $475,000. At the beginning of the year, the company's long-term debt was $4,000,000 and owner's equity was $16,500,000. At the end of the year, the company's long-term debt was $3,500,000 and owner's equity was $16,000,000. What is this company's cash flow to creditors for 2020?