A contract requires payments of $4944.00 today, $3605.00 in 2 years, and $2185.00 in 5 years. When can the contract be fulfilled by a single payment equal to the sum of the required payments if money is worth 7% p.a. compounded monthly? State your answer in years and months (from 0 to 11 months). The contract can be fulfilled in year(s) and month(s)