A couple has just purchased a home for $$442,000\mathrm{.}00.$ They will pay $20\%$ down in cash, and finance the remaining balance. The mortgage broker has gotten them a mortgage rate of $5\mathrm{.}28\%$ APR with monthly compounding. The mortgage has a term of $30$ years.

How much interest is paid in the first year?

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Answer format: Currency: Round to: $2$ decimal places.

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