A credit card company charges you an effective interest rate of $1\mathrm{.}25\%$ monthly. The annual percentage rate $($compounded monthly$)$ is $\_\_\_\_$ and the effective annual rate is $\_\_\_\_\_\_\_.15\mathrm{.}00\%$; $16\mathrm{.}08\%15\mathrm{.}00\%$; $15\mathrm{.}00\%15\mathrm{.}00\%$; $14\mathrm{.}55\%14\mathrm{.}55\%$; $15\mathrm{.}00\%$