A creditor shall retain evidence of compliance with

this part $($other than advertising requirements under $$

$1026\mathrm{.}16$ and $1026\mathrm{.}24,$ and other than the requirements

under $1026\mathrm{.}19($e$)$ and $($f$))$ for

years after the date

disclosures are required to be made or action is

required to be taken.

$5$

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$1$

$2$

$3$