A customer just placed a $60 purchase order from your firm. To facilitate the sale, you must purchase $40 in inventory from a supplier. The invoice for the inventory is payable in 30 days. Assuming a discount rate of 7.3% and that the timing of the collection of cash from the customer is delayed by an operating cycle of 90 days, the present value of the cash inflow from this credit sale is closest to: O $19.18 $20.00 O $58.94 O $39.76