A dispute has developed between Insurance Company (IC) and another insurer, Insureco, over whether there is overlapping coverage for a claim that was reported to both insurers. IC's claim representative, who is a CPCU, believes that there is support for his position in a CPCU textbook. Insureco's representative is not a CPCU. The CPCU from IC tells the Insureco representative that because he is a CPCU he can speak for The Institutes (TI) and TI favors his position. He does this without ever contacting TI, believing that his CPCU designation allows him to speak for TI. Which one of the following statements is true?

Select one:

A. The CPCU designation gave the IC employee all of the rights and privileges of TI's designees, officers and staff.

B. The IC employee is wrong in his belief that he may speak for TI by virtue of his CPCU designation.

C. It is permissible for a CPCU such as the IC employee to represent TI if he or she agrees with AI's textbook content.

D. Since the IC employee acted in a dignified manner no ethical rules have been breached by him.