A dwelling with a replacement cost of $$150,000$ was insured under a Homeowners $3$ policy for $$100,000$ at the time the roof was destroyed by a windstorm. The actual cash value of the loss was $$9,000,$ but it will cost $$19,800$ to replace the roof. Assuming no deductible, what will the insurer pay to settle the loss?

$($a$)$ $$16,500$

$($b$)$ $$15,000$

$($c$)$ $$13,000$

$($d$)$ $$9,000$

Which of the following property is covered under the personal property coverage $($Coverage C$)$ of the Homeowners $3$ policy?

$($a$)$ a pet iguana owned by the named insured's spouse

$($b$)$ a wooden fence surrounding the back yard

$($c$)$ an antique electric train insured under a separate personal articles policy

$($d$)$ none of the above are covered