A family of five $-$ two adults and three minor children $-$ go without health insurance through the year and file their return. The State determines that they could have obtained affordable coverage through Covered California and that there is no exception for them having not obtained health insurance. What is the amount of the base penalty for them not having insurance throughout the year, disregarding any potential interest that could have accumulated?

Select one:

a$.$ $$0-$ The government abolished lack of insurance penalties since TY$2020$ onwards

b$.$ $$2,975$

c$.$ $$2,125$

d$.$ $$4,250$