A few years ago, Mo Ney and Mo Troubles purchased a property as their principal residence for $500,000. Due to financial difficulties, the Mo's could no longer qualify to refinance the original mortgage when it came due. As such, the Mo's decided to transfer the legal title of the property to Mo Ney's mother for $650,000. The mortgage was then renewed in the name of Mo Ney's mother. Mo Ney and Mo Troubles continued to make all the mortgage payments, have paid all other costs related to the property, and have continuously lived in the property since purchase of the principal residence. Mo Ney and Mo Troubles' financial situation has now improved and they would like to transfer legal title of the property back into their names for $750,000.