A firm has current assets of $50 million and fixed assets of $75 million. The firm's current liabilities is $25 million. The firm has a debt ratio of 40%. The firm has sales of $500 million and net income of $60 million. If the net income changes to $65 million (all else is the same), the total asset turnover will

		increase
		decrease
		stay the same

A firm reduces its accounts payable from 15 days to 12 days. Its main competitors have payables at 13 days. Which of the following will happen?

		dividends will increase
		dividends will decrease
		cash flows will increase
		cash flows will decrease