A firm is expected to pay an annual dividend of $1.10 next year. After next year the firms dividends will grow at a steady state rate of 4% per year. You are trying to value the stock and Value Line lists a stock beta of 1.85 while Yahoo is reporting a beta of 1.77. The stock is currently priced at $14.30. If E(R_M) Rf = 5.2% and the risk free rate is 3.3% the stock is ____________________ if you use the Value Line beta and is