A fixed indexed annuity promises to match the annual return on the S&P 500 up to a maximum (cap) of 10% it also has a floor of 2% (i.e. if the S&P 500 returns less than 2% the investor is guaranteed a return of 2%) An investor invests $10,000 in the fixed indexed annuity. What kind of a call option would the life insurance company use to hedge the guarantee? O European Call options that expire in six months O American Call Option which expires in one year O European Call Option which expires in one year