A) Following data pertains to Castle State Bank. Balance Sheet: Cash 104.283, Securities 597.674, Net loans 1177.32, Net premises 299.251; Deposits 1108.87, Non-deposit borrowings 781.41, Common stock $10.937, Surplus $122.473; Income Statement: Interest Income 405.024, Interest expense 213.319, Noninterest income 49.486, Noninterest expense 103.698, Provision for loan losses 62.06, Securities gains (losses if negative) -9.298, Taxes 45.164. What is Castle State Bank's net profit margin? Decimalize your answer, round to four decimals. E.g., if your answer is 6.445%, record it as 0.0645. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet.

B) Following data pertains to Castle State Bank. Balance Sheet: Cash 102.051, Securities 611.234, Net loans 1223.354, Net premises 297.972; Deposits 1099.098, Non-deposit borrowings 800.907, Common stock $11.659, Surplus $125.192; Income Statement: Interest Income 408.356, Interest expense 181.503, Noninterest income 50.313, Noninterest expense 96.051, Provision for loan losses 62.21, Securities gains (losses if negative) 11.768, Taxes 45.122. What is Castle State Bank's ROE? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet.