A fully amortizing mortgage loan is made for $95,000 at 5 percent interest for 20 years. Payments are to be made monthly. Calculate:

a. Monthly payments.

b. Interest and principal payments during month 1.

c. Total principal and total interest paid over 20 years.

d. The outstanding loan balance if the loan is repaid at the end of year 10.

e. Total monthly interest and principal payments through year 10.

f. What would the breakdown of interest and principal be during month 50?