A group of students were asked if they carry a credit card. The responses are listed in the table.

Class	Credit Card Carrier	Not a Credit Card Carrier	Total
Freshman	11	49	60
Sophomore	14	26	40
Total	25	75	100

If a student is selected at random, find the probability that he or she owns a credit card given that the student is a freshman. Round your answer to three decimal places.

A.0.110

B.0.183

C.0.817

D. 0.440