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A group of students were asked if they carry a n ATM card The responses are listed in the table. If a student is selected

A group of students were asked if they carry a n ATM card The responses are listed in the table. If a student is selected at random, find the probability that he or she owns an ATM card given that the student is a freshman. Round your answer to three decimal places. Round your answer to the nearest thousandth.

ATM-Y ATM-N Total

Freshman 33 27 60

Sophmore 33 7 40

Total 66 34 100

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