A growing number of studies have shown that climate change poses a risk to property values in many areas, that is, that changes such as increased risk may decrease housing prices. How would you expect these changes to affect banks' balance sheets (via mortgage markets)? 0 A. They will decrease banks' assets only. 0 B. They will increase banks' liabilities and decrease stockholders' equity. 0 0. They will increase banks' liabilities and increse stockholders' equity. 0 D. They will decrease banks' assets and decrease stockholders' equity