A happy vacation for En Wahid and family turned into tragic when they were involved in an accident near Bukit Metajam, Penang. The accident killed his wife and their two children. En, Wahid survived the accident and developed a traumatic brain injury and needed to undergo a surgery to remove the blood clot. He was sent to KPJ Penang Specialist Hospital and immediately admitted to the intensive care unit for one week and later transferred to normal ward for another three weeks. After being discharged, he was given the following hospital bills. Since he has an IKHLASlink. Secure Takaful, help En. Wahid to identify the amount covered by his insurance policy and his share of the cost for the treatment. Justify whether it is a good decision for him to pay the annual premium of RM3,600. Question no. 16 - 20 is based on the table above. 6. The actual medical cost is RM62,545. 7. Amount paid by insurance company for hospital room is RM12,250. 8. Amount paid Encik Wahid is RM5,650. 9. Amount by insurance company for operation theater fee is RM1,200. 10. Amount by insurance company for physician RMQ,450