A hedge fund charges a management fee of 2% and an incentive fee of 20% on the performance over the money market interest rate. Compute your total after-fee return from investing $100,000 in a fund that has made a 20% return on top of the money market interest rate.

1. A. 20%
2. B. 14.00%
3. C. 18%
4. D. There is insufficient information to determine the after-fee return.