A home equity loan can be: either a fixed-rate or adjustable-rate loan. made to persons with less-than-perfect credit ratings. up to $1 million. up to $2 million. Under the DVA, when the CRV is less than the agreed purchase price, the buyer can take all of the following actions except canceling the transaction. making up the difference in cash. negotiating a compromise with the seller. requiring the seller to accept the CRV price