A homeowner takes a 20-year fixed-rate mortgage for $185,000 at 705 percent. After six years, the homeowner sells the house and pays off the remaining principal. How much is the principal payment? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Principal payment Consider a 30-year, $165,000 mortgage with an interest rate of 5.95 percent. After eight years, the borrower (the mortgage issuer) pays it off. How much will the lender receive? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Lender receives Consider a 15-year, $140,000 mortgage with a rate of 5.80 percent. Five years into the mortgage, rates have fallen to 5 percent. What would be the monthly saving to a homeowner from refinancing the outstanding mortgage balance at the lower rate? (Do not round intermediate calculetions. Round your answer to 2 decimal places.) Savings