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A Homeowners Policy which provides coverage on an open perils basis covers losses: a. Caused by perils specifically listed in the policy as covered b.

A Homeowners Policy which provides coverage on an open perils basis covers losses:

a. Caused by perils specifically listed in the policy as covered

b. From all causes or risks that the business faces

c. From all causes except those specifically listed in the policy as excluded

d. Caused by perils described in the policy

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