A house costs $131,000. It is to be paid off in exactly ten years, with monthly payments of $1,467.56. What is the APR of this loan? O A. 5.2% O B. 7.2% OC. 4.2% OD. 6.2% Suppose the term structure of interest rates is shown below: Term 1 year 2 years 3 years 5 years Rate (EAR%) 5.00% 4.80% 4.60% 4.50% 10 years 20 years ======= 4.25% 4.15% The present value (PV) of receiving $1,800 per year with certainty at the end of the next three years is closest to: O A. $5,911 O B. $6,896 OC. $4,926 OD. $3,941