A lack of cash flow planning is more likely than not to result in key stakeholders such as employees, suppliers, creditors and shareholders not receiving wages, payment, interest and principle, and dividends. True False Question 3 (1 point) Cash flow planning is less difficult when international transactions are included due to factors affecting costs, such as: transmission delays, exchange controls, exchange rate fluctuations, political risks, delayed collection of receivables, technology. True False A small-medium enterprise (SME) typically requires risk mitigation or risk management strategies, while a larger corporation or multinational is concerned primarily with cash flow support and advice when participating in international trade True False Question 5 (1 point) Factoring without recourse means that a factoring house - typically a bank assumes all of the risks and costs associated with collecting payment on an invoice they have purchased True False