A lender considering a commercial loan application examined the potential customer$$s intellectual property and its accounts receivable history. Which of the following would most strongly influence the lender$$s position with respect to advancing the loan in this instance?

Question $7$ options:

the lender$$s unfair bargaining advantage

regulations ensuring the accuracy of complied information

the assets$$ current value and any existing creditor$$s claims

the respectability of the lender$$s credit history