A lender providing a loan of $9 million requires semi-annual payment of interest at a nominal rate of 9% compounded semi-annually, and repayment of the $9 million principal at the end of 5 years. The borrower plans to accumulate the principal for repayment at the end of 5 years using level semi-annual deposits into a sinking fund that earns interest at an annual nominal rate of 5.8% compounded semi-annually. What is the borrower's total cash outlay every 6 months