A lender will most likely NOT make a long$-$term loan for which value$($s$)$ of the ratio of total liabilities to total assets

A lender will most likely NOT make a long$-$term loan for which value$($s$)$ of the ratio of total liabilities to total assets

$75\%$

$45\%$

Lender will not loan at any of these values

$35\%$