A loan is amortized by level payments every February 1, plus a smaller final payment. The borrower notices that the interest paid in the February 1, 2004, payment was 103.00, and the interest in the February 1, 2005, payment will be 98.00. The rate of interest on the loan is i = .08.

b) Find the date and amount of the smaller final payment made one year after the last regular payment.