A lottery has a grand prize of $100,000, two runner-up prizes of $20,000 each, nine third-place prizes of $5000 each, and thirteen consolation prizes of $1000 each. If 400,000 tickets are sold for $1 each and the probability of any one ticket winning is the same as that of any other ticket winning, find the expected return on a $1 ticket. (Round your answer to two decimal places.)