A lottery offers the winner two choices. The first choice is for the winner to receive $$921,800\mathrm{.}00$ at the end of the first year, and then receive $4\mathrm{.}00\%$ more for each additional yearly payment for $20\mathrm{.}00$ years. The second choice is to take a lump sum today in the amount of $$15,386,000\mathrm{.}00.$ The winner has a discount rate of $7\mathrm{.}00\%.$

What is the PV of the yearly payment option?