A man deposits $16,000 at the beginning of each year for 10 years in an account paying 8% compounded annually. He then puts the total amount on deposit in another account paying 9% compounded semiannually for another 9 years. Find the final amount on deposit after the entire 19-year period. He will have a final amount of $ after the entire 19-year period. (Simplify your answer. Round to the nearest cent as needed.)