A mortgage of $200,000 is amortized over 25 years using level payments at the end of each month with the nominal annual rate of 0.12 compounded monthly. The borrower missed the 280th, 281stand 282ndpayments, and he wants to pay off the whole mortgage on the 283rdpayment, how much does he have to pay?

a. None of these answers

b. 37090.70

c. 41334.10

d. 41855.44

e. 39216.18