A mortgage service office has the following four activities involved in approving a loan application. Note that a working day is 8 hours and there are 60 minutes in one hour.

Activity	Time (minutes)
A. Property survey	43
B. Credit report	34
C. Title search	42
D. Final decision	32

If each activity is performed by a different person, with four employees, what is the mortgage office's direct labor utilization (DLU) under this setting?

Numbers only (e.g., 0.445 is acceptable, but NOT 44.5%), keep three decimals if not exact, either round up or down is ok