A new car dealer has offered to finance the $25,000 loan for 3 years at an annual nominal interest rate of 3% compounded monthly. To help people with temporary financial difficulties (because of the Corona virus) the dealer is offering to delay the first payment by 6 months. How much is the monthly payment IF the first payment is due at end of month 6, and each of the next 35 monthly payments will be made every month after that. Hint: The uniform series is shifted by 6 months