A new financial services company just opened in your town. To attract new customers, it is offering an 80-100 loan special. The company will lend $80 today in exchange for a payment of $100 three years from today, what is the EAR on this loan?

A) 7.72%

B) 6.25%

C) 10%

D) 5.73%

E) 11.8%