A new high-end luxury condo complex is open for business in Athens, Georgia. The offer to students is unique in that a student can live in the all-inclusive resort without having to pay anything while in college. The rental contract will require the student to make their first payment on the property in exactly 10 years from signing the contract (once the student has a solid work career). The payments will be once a year, and each successive payment will increase by 10% for a period of 20 payments. The first payment will be for $2,000. If the student has a discount rate of 12%, what is the cost TODAY for this offer? (ROUND TO THE NEAREST DOLLAR)