A new project you are considering is expected to generate an operating cash flow of $45,620 and will initially free up $22,000 in net working capital. Purchases of fixed assets costing $68,800 will be required to start up the project. What is the total cash flow for this project at time zero? a)-$68,800 b)-$46,800 c)-$1,040 d)-$26,580 e)-$41,220