( A new report published today highlights the latest trends in the Australia Telecoms sector. A summary of the key findings is detailed below: 4 million internet telecoms account logins a day in 2017, a fall of 5% since the previous year as customers migrate to using apps 50,000 app downloads a day in 2017, a 20% rise on the previous year 13 million telecoms app logins a day in 2017, a rise of 50% since 2015 . 350 million payments made using telecoms apps in 2017, a 50% increase on the previous year, compared with 417 million internet telecoms transactions, which represents a 1% increase on the previous year National average of bills paid by cheque a day falls to 65 in the first two quarters of 2018, a 40% decrease since 2012 Other highlights include a record figure of spending by banks on digitizing telecoms, If, in 2017, 3,000 of KH Connect's bill payments each day on average were made using an app, whilst 1.5 million transactions across the year were carried out using internet billing, what is the ratio of app to internet billing transactions? 14:25 13:20 73:100 21:25 Cannot say