A non-interest bearing promissory note for $1453.00 was discounted at 6% p.a. compounded semi-annually. If the proceeds of the note were $1321.00, how long before the due date was the note discounted? State your answer in years and months (from 0 to 11 months).

The note was discounted. year(s) and month(s) before the due date.

Years?

Months?