A note that does not include an interest rate should be recorded at: O a. Its face amount at all times. O b. Its face amount if the difference between face and present value is material. c. Its present value at all times. d. Its present value if the difference between face and present value is material. Joe Notsosmart invested $10,000 at 8% simple interest for 5 years. How much more would he have received if he had received compound interest annually at the same rate? a. $400 O b. $4,693 c. $690 d. $4,000 How much must I invest today in order to have $25,000 in 5 years assuming 12% interest compounded annually? a. $15,888.00 O b. $18,681.50 O c. $14,175.00 O d. $17.624.00 If you receive $19,000 as a gift and invest it at 3% compounded semi-annually, how much will you have at the end of five years? O a. $16,365.20 O b. $19,000.00 . $19,703.00 O d. $22,059.00