A not-for-profit boys club, YBCA, received $190,000 in pledges at year-end. Of the pledges received, $75,000 is donor restricted for replacement of the gym's hardwood floors and the remainder is without donor restrictions. If YBCA estimates that 8 percent of the pledges will be uncollectible, what amount will the not-for-profit boys club report as net pledges receivable at year-end, assuming all pledges are legally enforceable?