A) Now please use your calculator to solve the following question: In the next three years, there will be three cash flows: $168, $135, $137. The discount rate is 3.7%. Find the present value of the cash flows.

B) You loaned $58,703 to a firm just now. The term is 13 years. The firm promises to pay you an annual interest of $5,625 at the end of each year. Moreover, it will will also repay the principal on the due date. The annual discount rate is 6%. Please use a financial calculator to find the present value of all the payments that the firm will make to you regarding the loan.

C) Suppose the current annual interest rate for student loans is 5.61%. You were granted a 11.9% discount on the interest rate. That is, for the same principal, your per period interest payment is 11.9% less than others'. Your effective annual interest rate is ________________% (remember to keep at least five decimal places).

D) The APR of a loan is 4.1%. The customer needs to make 5 payments each year. The loan must be paid off in 10 years. Suppose the principal of the loan is $58,947. The payment in each period is $_____.