A pawnshop will lend you $3,000 for 50 days at a cost of $45 interest. a. What is your annual rate of interest? (Use a 365-day year. Do not round intermediate calculations. Input your answer as a percent rounded to 2 decimal places.) Annual rate of interest % b. What is your effective annual rate? (Use a 365-day year. Do not round intermediate calculations. Input your answer as a percent rounded to 2 decimal places.) Effective annual rate %