A payday loan is structured to obscure the true interest rate you are paying. For$$ example, in$$ Washington, you pay a $$$$30"$fee$"$ for a$$ two$-$week $$$$200$ payday loan$($when you repay the$$ loan, you pay $$$$230).$ What is the effective annual interest rate for this$$ loan? Assume $26$ bi$-$weekly periods per year. $($Note$$: Round your calculation of the the$$ two$-$week interest rate to at least five decimal$$ places.$)$