A person aged 30 wants to purchase a retirement plan. The plan consists on the following:

• $25,000 payable at the beginning of each month, starting at age 70.
• Life insurance for $350,000 between age at purchase and age 70, this insurance is payable at the moment of death.
• Life insurance starting at age 70 for $200,000 payable at the moment of death.

Using the illustrative life table with i=0.06, estimate the actuarial present value for this retirement plan.