A person was considering buying a house priced at $$350,000.$ A mortgage company claimed the interest rate for the $20-$year loan is $6\mathrm{.}25\%.$ The company also estimated that the points and Appraisal, Credit Report, Processing, Document Preparation, Administration, Underwriting, Flood Certificate, Tax Service, Wire Transfer, and other fees would be $$15,000$ in total.

If the person accepts the terms of the loan on Feb. $29,2016,$ the first monthly payment is due on March $31.$ How much interest charge could this person claim for deduction in the $2020$ Tax Return, i$.$e$.$ the total interest occur during year $2020?$

Group of answer choices

$$20,393\mathrm{.}34$

$$6,725\mathrm{.}81$

$$16,154\mathrm{.}63$

None of them

$$25,874\mathrm{.}86$