A person was considering buying a house priced at $$350,000.$ A mortgage company claimed the interest rate for the $20-$year loan is $6\mathrm{.}25\%.$ The company also estimated that the points and Appraisal, Credit Report, Processing, Document Preparation, Administration, Underwriting, Flood Certificate, Tax Service, Wire Transfer, and other fees would be $$15,000$ in total.

What is the APR of the loan?

Group of answer choices

$6\mathrm{.}91\%$

$6\mathrm{.}25\%$

$7\mathrm{.}14\%$

$6\mathrm{.}43\%$

None of them