A popular ski magazine company receives a total of $$12,345$ today from subscribers. The subscriptions begin in the next fiscal year. Answer from the magazine company's standpoint.

On September $1$ of the current year, a bank lends $$15,000$ to a company; the note principal and $$1,500($$$15,000\backslash$times $10$ percent$)$ annual interest are due in one year. Answer from the bank's standpoint.

Fucillo Automotive Group $($offering a wide variety of car and truck brands$)$ sells a Ford F$-150$ truck with a list, or $$sticker$,$ price of $$34,050$ for $$32,000$ cash.