A portfolio of stock X and Y has a 50% chance of producing a 25% return, a 30% chance of producing a 10% return, and a 20% chance of producing a 28% return.

While Mr. M invest Rs.35000 in stock X having 1.50 beta and Rs. 65,000 in stock Y having beta 0.70.

What is the expected rate of return

(Only write the numerical value (numbers) correct up to two decimal places and use & between the two answers. Do not put the sign of Rs., or % or coma (, separator) or any other sign, otherwise system will consider wrong answer.)